Born Hilda FLETCHER in Melbourne, Derbyshire, in 1888, she was the eldest child of Hiram and Mary Ann Fletcher. In 1922 Hilda married Samuel Francis CLAY, a widower, and together they ran a shop in Derby. She bore him two daughters, but in 1930 Samuel died and Hilda was left with two young children. Her only source of income was to continue running the shop. This she did for eight years, with the help of family, friends, and her stepdaughter Florrie. In 1938 she remarried Edwin MOSLEY and was able to give up the shop. Her second husband also died before her, and for the rest of her life Hilda lived alone in Derby, until failing health prompted her move to Stanley, where her eldest daughter had married a local farmer. She died on New Years Eve 1962 and was buried in Stanley. Her grave (with memorial stone) is at the far end of the churchyard, to the left of the path.